RockFi or Banque Transatlantique: which wealth management support to choose?
Two private wealth managers, differences that matter. Open architecture, partner advisor, real-time tracking: find out why 1,500+ families have chosen RockFi.
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Who is RockFi for?
RockFi is for households with at least €250,000 in financial assets, with no upper limit: the support is the same for a first portfolio as for several million euros.
It suits demanding profiles and estates that call for a tailored approach, to anticipate major wealth decisions rather than react to them.
Three reasonsto choose RockFi
A diagnosis before any commitment
An initial conversation and a written diagnosis, with no commitment.
Fee structure and amount set out in the engagement letter, before the first investment.
A rich and diversified investment range
Over 3,000 open-architecture solutions, including BlackRock, Morgan Stanley, Goldman Sachs, Lazard, Edmond de Rothschild and Eurazeo.
Wrappers with several partners: Generali, CNP Assurances, Wealins, Nortia, Swissquote Bank Europe.
The advisor's time given back to the client
Co-opted advisors, former private bankers from leading firms, with a deliberately limited client portfolio.
Proprietary platform: valuation, allocation, transactions and fees visible at all times.
Over 60 advisors across France.
The comparison
RockFi and Banque Transatlantique, line by line
Banque Transatlantique information taken from its website and from the « Conditions tarifaires 2026 Particuliers » document applicable from 1 January 2026.
Pricing
A clear view of your wealth.
- Fee structure and amount set out in the engagement letter, before the first investment
- Among the offers, a fixed annual fee as a percentage of assets, around 1% on average
- At Banque Transatlantique, management fees are charged every six months, depending on the service chosen, discretionary or advisory management; on top come the Private Banking account fee, custody fees and the selected funds' own fees
Open architecture
Open architecture across the entire market
- More than 3,000 solutions selected from across the market
- Wrappers with several partners: Generali, CNP Assurances, Wealins, Nortia, Swissquote Bank Europe
- At Banque Transatlantique, advisory and discretionary management are delegated to Dubly Transatlantique Gestion, a subsidiary of the bank, and French life insurance is provided by ACM Vie, an entity of the same group
Platform & advice
Technology frees up time, the advisor gives it back to the client
- The Private Banking account fee ranges from €15 to €100 per month.
- Management fees vary with the service: 0.40% per half-year for discretionary management, 0.60% per half-year for expert advisory management.
- Custody fees, transaction fees and the contracts' and funds' own fees come on top.
Fees, firm by firm
Pricing: a Private Banking account fee, plus half-yearly management fees.
- The Private Banking account fee ranges from €15 to €100 per month.
- Management fees vary with the service: 0.40% per half-year for discretionary management, 0.60% per half-year for expert advisory management.
- Custody fees, transaction fees and the contracts' and funds' own fees come on top.
Pricing: set out in the engagement letter, before the first investment.
- Mode de rémunération et montant arrêtés au premier rendez-vous, selon l'offre retenue, le volume confié et le périmètre de la mission.
- Parmi les offres, une formule à frais annuels fixes, en pourcentage de l'encours, environ 1 % en moyenne.
Compare RockFi with other firms
Your questions, our answers
How does RockFi differ from Banque Transatlantique?
In the nature of the firm and the investment universe. RockFi is an open-architecture private wealth management firm whose fee structure depends on the chosen offering and is set out in the engagement letter. Banque Transatlantique is a fully licensed bank, a subsidiary of Crédit Mutuel Alliance Fédérale, which charges a Private Banking account fee, half-yearly management fees depending on the service chosen, and fund fees.
In terms of investment universe, RockFi lists over 3,000 solutions with several partner insurers, while Banque Transatlantique entrusts its advisory and discretionary management to its subsidiary Dubly Transatlantique Gestion and distributes French life insurance from ACM Vie, an entity of the same group.
Who are RockFi and Banque Transatlantique for?
RockFi supports financial assets from €250,000, with no upper limit, offering the same support from a first portfolio to be structured to portfolios worth several million euros.
Banque Transatlantique does not publish an entry threshold. It serves families, entrepreneurs, executives holding performance shares or stock options, French nationals living abroad and institutional clients such as foundations and associations, from ten offices in France, including its Paris head office, and nine locations abroad.
What fees do you really pay on life insurance at each firm?
There are three layers of fees in both cases: the advisory fee, the contract fees and the fund fees. At RockFi, the first layer depends on the chosen offering and is set out in the engagement letter; one of the options is based on fixed annual fees, around 1% of assets on average.
At Banque Transatlantique, the public fee brochure details the securities account fees, but not those of life insurance contracts: they appear in each contract's own documentation, to be requested from your private banker.
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